Donna Withnell Mortgage Agent
Hamilton, Ontario
What is a mortgage agent? We are professional mortgage advisors who provide informed guidance to clients who are 1st-time home buyers or need to refinance or renew their existing mortgage. Unlike just going to your bank for a 1-box solution, we work with numerous lenders to not only get you the best rate but also the best FIT for your lifestyle.
At BRX Mortgage, I provide trusted mortgage solutions that fit all your lifestyle goals. I provide a comfortable process of communication, all while giving you, the client, a 5 Star Experience Every Time.
Nice to Meet You!
Donna Withnell Mortgage Agent, Hamilton, Ontario
I bring over 30 years of entrepreneurial experience to the table. My experience in homeownership means that I am here to educate and guide you. My entrepreneurial experience means I know you do not fit in 1 box from the bank. There are solutions for self-employed businesses. Knowing that every situation is unique to your lifestyle, you want to know all your options when you are making one of the biggest financial decisions in your life. When you work with a mortgage agent like me, you can save time and stress, knowing I’ve got you! Guiding you every step of the way from your pre-approval to closed funding allows you to ask me any questions that you may have. Presenting all your options to you will guide you to the best mortgage solution.
Whether you are a 1st-time home buyer, renewing your mortgage, self-employed or need refinancing, providing all the options to you will help you obtain your long-term financial goals.
Mortgage Services
Mortgage Pre Approval
This is the 1st step in the mortgage application process. Find out just how much you can afford.
1st Time Home Buyer
Purchasing for the 1st time can be overwhelming. At BRX Mortgage we are with you every step of the way.
Self Employed?
Yes! Self Employed mortgages are possible. We have access to many experienced lenders for customized mortgage solutions.
Renew/Refinance Mortgage Solutions
When it is time to renew, we got you! Whether your goal is to lower your monthly payments, or consolidate debt, we are here to help.
The Mortgage Process
15-Min Phone Call
It all starts with a phone call where we connect and discuss your goals, your lifestyle and mortgage situation. We will get to know each other and decide what your best mortgage solution options are and how to get started.
The Mortgage Application
Your mortgage application starts with a pre-approval through a secure portal. We then discuss what bank/lender options are best for your situation.
Funded Mortgage
While walking you through the entire process from pre-approval to final funded mortgage, we keep in communication with your realtor and lawyer to make the process as smooth and seamless as possible.
I don’t disappear once you get your keys or have done your refinance; I will be with you throughout the entire mortgage term to ensure you are meeting your financial goals while providing you with trusted mortgage solutions for your lifestyle.
Q & A's
How Does The Mortgage Application Work?
It starts with a conversation with myself (your mortgage agent) to discuss your goals and lifestyle. I will tell you which documents to have ready to upload to our secure portal. Once pre-approved, your application is submitted to the best lenders, compare rates and then help you make a decision. Personalized service is key to the home ownership journey.
Can I get a Mortgage if I am Self Employed?
The short answer is YES! Getting a mortgage when you are self employed takes extra creativity from your mortgage agent as there is a different process involved. Working with lenders that understand self employment is what will be needed to get your application financed to secure your dream home. BRX has experienced lenders in this field that understand a business owners needs.
What Can You Do For A Refinance/Renewal Mortgage?
When you are about 6-8 mths before your mortgage is up for renewal you will want to contact a mortgage agent to help get the best rates. This includes debt consolidation or home equity loans if needed.
Are You Ready to Explore Your Mortgage Options?
BRX Mortgage Inc. #13463
Donna Withnell Mortgages | Mortgage Agent Lvl 1
Hamilton ON Mortgage Agent